Sunday, September 22, 2013

Superficial convo

Today is 9-22-2013 and I went to the dollar store and got some items for me and my girlfriend's friend and went to the checkout line and the cashier did what cashiers do so I asked him where is a certain item he got the item for me so I started making a few jokes about the item and he loosens up and started to  talk to me and while we were talking I was paying for my things I chose credit and as I was walking out the door he says I never pay credit for anything that goes away and I started to think.

What are things that don't go away so as I'm getting in the car I think electronics cars, and a house are thing that don't go away but the cost of these are better to pay on over time because you use them for long periods of time, and enjoy them unlike food because that expires to soon and you don't enjoy every peace and yet you still owe its a necessity that you need to live but you should buy food with cash . And other perishables. 

It's just to show you what information you get when you interact with people and meeting new friends can happen in real life not just on social media, so a conversation with a complete stranger for 30 sec I received financial information that I can use for a lifetime and pass on the information. 

Tuesday, May 21, 2013

Money Secrets

    Here it is that big Secret i told you about and it works it works really good, this is what you do first say i

want money then

 step 2 is go to a mirror and tell yourself you can have money.

Step 3 is think about having money.

Step 4 start keeping money in a bank or hiding place for this its like the nu wave oven or some infomercial

like that set it and forget it.

 And next thing you know you have extra money.

Tuesday, March 19, 2013

A Roc & A Hard place

    Well to day went some what ok i am not complaining i am venting, i feel like since i have matured when i had kids its like everyone has seemed to not understand the reason to muture is to progress why is it i feel that when some people have kids they regress. the fact that i no longer think of my self and really treat myself to things since i had kids ihave been going down hill it was a fun ride but now im ready to go up the next hill or mountin lets look at the growth or the start to think about others.
  when i was younger and had no kids i was selfish and if i messed up it was ok because i could bounce back no problem but since i have had kids and start thinking like an adult and feeling a lot more pressure on myself  because my action now affect me and my little ones so i have to do what that old adege says mesure 10 times and cut once so that adds a lot of no mistakes on my part so that brings me to this poit i am always at a catch 22 every time its like im the only person who wants me to succeed. lets me take you through my lates catch 22  ok since i lost everything i have been getting up paying things off getting me back to me but its like im not suppose to have money or live is it because i dont have a job that people get mad at me i guess they feel that i am a moocher well so but have they lost what i lost no have they did what i did no but they have all the information in the world on the subject. word of advice to my readers it is a struggle so keep it up if you want it noone can stop you and that is the point that i am at.
  situation i owe child support and i say so it is not their time for me to pay them what they are doing is making it even harder for me to get my kids colthing and pay my bills when they feel like they are doing something so i feel that i can make a case aginst them their is no way they should tell you that you can and cant get your money why this is what they fail to realize i put money in my account and i have my kid that i am going to pay child support on and we have a fun filled day planned but guess what we cant go anywhere why because child support froze my accounts oooh they also suspended my drivers lisence how did i find out when a cop pulled me over and took me to jail and i get out and i call child support and the tell me we will have a hold on your accounts for a hole year or until you pay your rears.
    now that is a catch 22 right i know so what do you do you feel like you have no right no nothing because a court order says that you have to pay this now your like that is how it works the law can take what it want when it wants because they also use the IRS to collect their money so now you feel like it was taken from me i can take it from someone else because that is what it taught me because you have to get some money so you can live but they dont care and when you do pay it back and you start getting a head all the mother has to do is go back to child support and say i need more is that fair no its not and the judge would proble grant them what they ask for  like you dont have your kids all the time no its not happining with me i want a case against child support and i want to freeze their accounts because all their saying is you should take care of your kids i do and i do it well.
      see people get mad at me because they feel i did not work hard enough for whear im at in life well my answer to them you did not go throught whit i went through but you can judge me and give me your opinion when i didnt asked for it, i know but everyone wants to give you a pep talk i dont need a pep talk what i need is money and lots of it give me a pep talk when i ask you because that is one part of growing up learning when to ask for help and you do that and you dont get it puts you in a place where  you feel you dont need anybody, its funny when your in limbo and you try to go somewhere and you cant move your stuck in the air in one place trying to move.

Thursday, February 7, 2013

mixing biz with pleasure

Well today i went to a non profit for some credit information it took about 2 weeks before i went to the appointment because i felt that they could not tell me anything about fixing my credit. when all i have to do is pay off my debt well i was totally wrong so from me to you visit a credit counseling company its for your good to help you in your life.

I went to the appointment early like a half hour their was some paperwork waited and then seen the credit counselor  and not only did we go over my credit report but she also helped me get somethings off it so my score can go up, and the rest is up to me to handle.

And the reason it is so easy for me to talk to the creditors is because i used to work for one and in training i learned all the little tricks and now that is what i look for when paying off debt i can give you two tips one work for the deal like you have all the money then you ask for the payment plan if you don't have all the money, and number two if the person you are talking to does not want to make a deal take the number down  and call and hope that you get someone that is new that really wants their job.

Then the rest of the day was me making sure that my kids had a fun day at school and learned somethings and since today is Thursday today we eat dinner at my moms so it has been a good day. 

Monday, November 12, 2012

Growing up

     Well today is 11-12-2012 and what has been going on with me is getting things in order and its funny how people do not understand that how its we did it your way and this happen but everyone knows that humans are self bias meaning their idea is better than someone else but through all that I have been finding things to do like going to classes and seminars and having all my kids.
     I have been doing a lot of grocery shopping and its hard going to more then one store to get a deal to streach the little bit of money you do get its very hard work but do I think its worth it yes and no. Feeding your kids snacks and lunch breakfest its very hard but here are a few things you can do breakfest keep milk and cereal, eggs pancake mix, butter, cheese, bacon, bagels, and cream cheese spred, that's just breakfest when your on a budget. Things you should keep for lunch soups, noodools cold cuts juice, bread, hotdogs , and some snacks, spigettie o's and the chef, that's lunch on a budget and dinner well I like to keep a lot of hamburger helper when you are on a budget these things are a must have. You can get these things at a dollar store and your local grocery store all the items I listed are for when you have a family and you have a limited budget. That is the grocery shipping I have been doing some things I did not mention is rice and oats and when you don't eat all of your dinner it can be lunch for the next day or you can have a leftover day in the middle of the week or what day you prefer. Now the couple classes I took had a lot of information now the thing is I hope I know the right time t use this information that I learned. But that is about it blancing family ,work, fun, and time for self this is very important you have to take that daily.

Tuesday, October 23, 2012

a blueprint

     Hello i have to tell you what i have been doing it has been fun lets get into the story it started a few weeks ago the date was 10-10-2012 i have been noticing the new 2013 Ford Fusion and i drive by this ford dealership almost every day plus i have been looking for a car to customize i looked at old and new and the one i choose is the Ford Fusion.
       I keep driving by the dealership and i keep saying to myself i like that car but it is a few things i would change on to make it my personal toy, so a few days ago i started to price the Fusion so i went to Ford.com and started to click away at the website and was looking for the base price and the options on the Fusion it starts at $21,000.00 USD and goes up to $33,000.00 USD and even the one with everything did not have what i wanted.
      While looking a window popped up for the questions about your vehicle and the website so i started to ask my questions and it went back and forth for a minute and i got a number to ask my question well the number they gave me could not answer my question so they sent me to somewhere else it was a Team Detroit something where i had to send a email and now i am waiting for an answer.
      Now my next step is to call a dealer and ask them my question and if you want to know what my question is i will tell you, i keep asking if i can make a 2013 Fusion into a coupe because they do not make a two door Ford Fusion since it came out in like 2004-2006 in that time frame so for over 6 years no coupe in the Ford Fusion so i want a 2013 Ford Fusion Coupe and i want to be the only person with it.
    Its 10-23-2012 and i just called a ford dealership on my question and they would not touch it the guy told me i have to take it to a specialty shop to get that done now i am on the hunt for a shop like that. Now i have call all around trying to get this done and no one wants to touch it so what do i do now keep looking.
    At the end of this quest if i want this to happen i have to do it myself the work that i want done on the car ford motor company will not do unless the do it from production and the do not produce a 2013 Ford Fusion Coupe. its time like this that i want deep pockets meaning a lot of money.

Saturday, October 6, 2012

Simple Pure nutrition

  Hello today is 10-6-2012 and on 10-4-2012 I received some fat burning pill now I have been trying to see my abs since high school and I feel I never came close so let's get in to the stories.
  One day I was driving flipping through the radio and I was listening and I said to my self let me call and see what this thing is about so I went home and forgot because I had the kids with me so got the kids ready for bed and my days are so hectic that I do not have time to workout but if you are a parent you understand, I went to sleep thinking I have to lose weight.
    So I got up the next day a lot of running around to do and I herd the commercial again this time I put the number in my phone and pressed call and that started it , I talked to the rep for 45 min because I know a little about fitness because I used to stay in the gym all the time it was get up go to the gym go to school then the gym for me the problem was the nutrition. So I order the product.
And the name of the product is raspberry ketone now I am starting to take them on 10-7-2012 is my start date and I will keep you in formed about my success with this, product I weigh 275lbs, and I want to lose 60-65 lbs you can see the before pictures.

Today is 11-16-2012 and the product made me gain 20 lbs so it did not work for me