The look out

So today is 9-23-2013 and it is the day we get a car and talking to the car sale man he said that he used to be in finance  so he told us that we are going to get hit with 25% interest because its a used car and were like wow that is a lot the fact that we have to get a car today is the only reason why I haven't walked out but since I was patient I learned .

Now what I learned is the kicker if you pay your bill or note and you send a second payment in and put on it this goes to the priceable it cuts down your time on the loan , I'm like sweet more information that I learned just talking to people , on a side note I guess this sales man was suppose to teach me this because this is the second time that I can to the dealer asked for someone else and I got him.

So now waiting on the out come of the loan that we have to get financed for now that is more out of already tight budget but I hope my partner learned that if you are not hard that you will get walked on I think that is why she is with me because I used to get walked on but I got tired of it so now its all about me and I am not taking less .

Superficial convo

Today is 9-22-2013 and I went to the dollar store and got some items for me and my girlfriend's friend and went to the checkout line and the cashier did what cashiers do so I asked him where is a certain item he got the item for me so I started making a few jokes about the item and he loosens up and started to  talk to me and while we were talking I was paying for my things I chose credit and as I was walking out the door he says I never pay credit for anything that goes away and I started to think.

What are things that don't go away so as I'm getting in the car I think electronics cars, and a house are thing that don't go away but the cost of these are better to pay on over time because you use them for long periods of time, and enjoy them unlike food because that expires to soon and you don't enjoy every peace and yet you still owe its a necessity that you need to live but you should buy food with cash . And other perishables. 

It's just to show you what information you get when you interact with people and meeting new friends can happen in real life not just on social media, so a conversation with a complete stranger for 30 sec I received financial information that I can use for a lifetime and pass on the information.